What is Fone Chex™?

Fone Chex™ is an extension of the pre-authorized payment system used by insurance and mortgage companies since the 1970s whereby you can accept checks over the telephone.

Your customer can authorize you to create a draft on his or her bank account as a means of payment for your goods or services purchased over the telephone.  Once you have authorization from the customer, you are in control of being paid.

Increase Your Market and Your Profits.

Less than half of the American buying public even owns a credit card.  And you are probably already accepting checks from these customers.   Why not take advantage of the convenience and financial benefits of accepting checks over the phone?  Many businesses already accept checks over the phone, fax or Internet like they would a credit card.

• Mail Order/Catalog Sales
• Travel Agents
• Collection Agencies
• Advertising Sales
• Parts Suppliers
• Network Marketing Companies
• Utility Companies
• Television Shopping Networks
• Charity Fund Raisers
• Florists
• Pharmacies
• Internet Service Providers
• Delivery Services

Any business that accepts checks can enjoy the ease and profitability of Fone Chex™.

Accepting your customer's check over the phone, fax or Internet can be as easy as accepting a credit card.  Ask your customer for the bank routing and account numbers, which are printed at the bottom of every check.  You forward this information to the Fone Chex™ processing center.  Our processing center will "originate" the transaction for deposit into your account within 48 hours.

What Does Fone Chex™ Cost?

This depends on the volume of checks to be processed.   A very inexpensive flat rate is typical, plus shipping of your checks if you specify.  There are no minimums or maximums to worry about.  We will process one or 100,000 transactions for deposit the next day.

Now you can offer credit card convenience to checking account customers by allowing them to pay by check right over the phone, and save the hefty percentage you are paying to accept credit card payments.  If you have customers who order over the phone, Fone Chex™ can increase your sales potential by 75 million customer in the U.S.

Credit Card Convenience for Check Customers Provides You With:

Immediate payment for goods and services

Up to 100% larger market - instantly

Reduced in-house paperwork

Increased return on advertising

Solid customer loyalty

Lower credit card costs

Collection of past due accounts over the phone

Ship products faster - no more COD hassles

Easy implementation

Licensee of National Bank Drafting Systems, Inc. 

All Rights Reserved.

Fone-Chex™ Logo used by permission - CFI Group