10. Increase Customer Retention! 
Industry statistics support the claim that  clients on an auto-pay type of system remain  faithful customers in excess of 90% of the time. 

9. In-house collection. 
The ICF (Instant Cash Flow) solution can be  the perfect answer to the"age-old" excuse -  "The check’s in the mail".  All you need to  process a preauthorized check is verbal  consent and their checking information.  This system will turn every call into a collection  call. 

8. Reduce billing and invoicing costs. 
Each and every draft produced by the ICF  System will save your company money.   How? By reducing invoicing, mailing,  bookeeping and all the other associated billing  expenses. 

7. Convert NSF checks into new drafts. 
If you receive any NSF checks, you can  contact the  customer and with their consent  reissue the  payment to your company.  You  can even obtain customer consent to  include  the bad check fee in the new  draft. 

6. Mail order, COD and telephone sales. 
With our system you can close those telephone  sales immediately by drafting the customer’s  checking account.  Much like a credit card  order, you get the sale now, but without the  payment delays, rejects and merchant card  fees. 

5. Installment plans and recurring billings. 
Our "silent payment" concept helps prevent  account delinquency.  You get paid when the  installment is due, not a week later! Customers  will appreciate the convenience of automatic  payments -  no more forgetting, ignoring, or worrying about past due accounts or  service interruptions. 

4.  The ultimate fund-raising tool. 
Members and donors can simply charge their  checking accounts, instead of having to  remember to mail a promised donation.  This  helps to eliminate the "fallout factor" of fund-r aising.  Great for non-profit partner donors,  church building programs and telethons of all  types. 

3. Improve your Customer Service. 
Many customers will appreciate the  convenience of pre-authorized checking  account payments.  No more late fees, lapsed  memberships or interrupted service.  Our  mission statement at ICF is Uncommon  Customer Service.  It can be your goal also. 

2. It’s a win-win situation. 
The ICF solution benefits both you and your  customer.  You can not afford tthe opportunity  cost of forgone business growth, or the  possibility  that your clients who desire the  convenience of auto-pay would find  another  provider who offers  this service. 

1. Increase and accelerate your Cash Flow. 
The ICF solution puts you in control.  You  decide when you get paid.  The pre- authorized checks can be produced for  immediate sales and implemented effortlessly on all recurring invoicing services  or products.

There are several good reasons to consider doing business with us and our local affiliate office... 

1. We’re here.   With a local affiliate located right in your city,  you can be assured of fast service and immediate response to your needs.  We can show up at your office and meet with you within the hour.  That means if a rush or emergency situation presents itself, we can handle it NOW.  You’ll be dealing with local residents who have lived in this area for most of their lives;  who’ve lived and banked and worked right here and who really care about your business.  You won’t have to worry about playing phone tag with some large, faceless corporation hundreds of miles away.  You’ll be given a pager number that will help your account representative respond to your needs immediately. 

2. We’re fast.  When it comes to your cash flow, you don’t want to have to wait for a week or more for your money to reach your bank account.  You want it in your account fast.  With our local office handling your account, your money is deposited the very day it is drafted from your customers’ accounts.  That means no waiting, no reserves held back, and no wondering when you will get your money.  It is deposited in your bank on the same day of every month. 

3. We’re small.  We have the capital and the resources to handle thousands of large accounts.  At this time our local office is small enough to handle one account at a time.  That means, unlike some of our competitors, we don’t think of you as just a number in a computer.  Our local affiliate owns his or her own company and will handle your account personally.  You don’t want to deal with just anyone when you call about your account.  You want to talk to the owner.  No dealing with uncaring employees who just work for their daily wages and could care less if your problem or concern is taken care of now.  You’ll be dealing with the person who cares.  And that brings us to our last point... 

4. We care.  We care about the way you look to your superiors.  We care about your company.  About your cash flow.  About maintaining an open, honest relationship.  No corporate games are played.  No jobs or egos are on the line.  You deal with the one person who really cares about whether or not your account is handled smoothly with a minimum of problems -- the local owner -- whose income depends on making sure you are happy.  And you will be.  We’re professionals and we do what we say we will.